Last reviewed on 25 April 2026.

These Terms of Use govern your access to and use of SwissBanks.net (the "site"). By using the site, you agree to these Terms. If you do not agree, please do not use the site.

1. Who these Terms apply to

These Terms apply to every visitor of the site, regardless of country of residence. Some sections — for example, the Privacy Policy — also describe rights specific to particular jurisdictions; nothing in these Terms is intended to override mandatory consumer or data-protection rights you have under your local law.

2. Nature of the content

SwissBanks.net is an editorial publication providing general information about Swiss banking, account opening, regulation, and wealth management. The content is for educational and informational purposes only.

The site does not provide, and nothing on the site should be construed as, financial, investment, legal, tax, or accounting advice. The site is not regulated as a financial adviser in Switzerland or any other jurisdiction. The Disclaimer sets out these limitations in more detail and forms part of these Terms.

3. Acceptable use

You agree to use the site only for lawful purposes and in a way that does not infringe the rights of, restrict, or inhibit anyone else's use of the site. In particular, you agree not to:

  • Use the site in any way that breaches applicable national or international law.
  • Attempt to gain unauthorised access to the site, its server, or any connected database.
  • Introduce viruses, trojans, worms, or other malicious or technologically harmful material.
  • Conduct any automated scraping, indexing, or data extraction beyond the limits set in our robots.txt, except for legitimate search-engine crawling.
  • Use the site to harass, abuse, or harm another person, or to impersonate any person or entity.
  • Misrepresent statements from the site as personalised advice or as endorsements of any specific bank, product, or service.
  • Frame, mirror, or otherwise embed the site or substantial parts of it without prior written permission.

4. Intellectual property

All content on the site — including text, layout, graphics, images, logos, and the underlying code, except for clearly attributed third-party material — is owned by or licensed to SwissBanks.net and is protected by international copyright and other intellectual-property laws.

You may:

  • View, download, and print pages for your own personal, non-commercial use.
  • Quote short extracts in articles, research, or social-media posts, provided you give clear attribution and link back to the original page.

You may not, without prior written permission:

  • Reproduce, republish, or systematically copy substantial portions of the site.
  • Sell, sublicense, or commercially redistribute any of the content.
  • Use any of the site's content to train artificial-intelligence or machine-learning systems intended for commercial use.

The "SwissBanks.net" name and logo are trademarks of the site operator. All other trademarks mentioned (for example, names of banks profiled in the directory) are the property of their respective owners and are used in a descriptive editorial sense.

5. Third-party content and links

The site may link to external sites, including those of banks, regulators, and reference resources. Those sites are not under our control. We provide links for convenience only and do not endorse and are not responsible for the content, accuracy, or privacy practices of any external site. Following any external link is at your own risk.

Advertising on the site is served through Google AdSense and its certified partners (see the Privacy Policy). We do not endorse advertised products or services and are not a party to any transaction between you and an advertiser.

6. No warranty; "as is" basis

The site is provided on an "as is" and "as available" basis. To the fullest extent permitted by law, we make no warranties, express or implied, regarding:

  • The accuracy, completeness, or timeliness of any content (Swiss banking rules and bank policies change).
  • The suitability of any information for your particular situation.
  • The availability of the site, including any uninterrupted or error-free operation.
  • The site being free of viruses or other harmful components.

7. Limitation of liability

To the fullest extent permitted by applicable law, SwissBanks.net, its operators, contributors, and suppliers will not be liable for any indirect, incidental, special, consequential, exemplary, or punitive damages arising out of or related to your use of the site, including without limitation any loss of profits, lost data, business interruption, or substitute services, even if advised of the possibility of such damages.

Nothing in these Terms excludes or limits liability that cannot be excluded or limited under applicable law (for example, liability for fraud, gross negligence, or death or personal injury caused by negligence). Where a court finds that any limitation in these Terms is not enforceable in your jurisdiction, that limitation will apply only to the maximum extent permitted by law.

8. Indemnity

You agree to indemnify and hold harmless SwissBanks.net and its operators from any claim, demand, loss, or expense (including reasonable legal fees) arising out of your breach of these Terms, your misuse of the site, or your violation of any law or third-party right.

9. Changes to these Terms

We may update these Terms from time to time to reflect changes to the site, applicable law, or operating practices. The revised Terms take effect when posted. The "Last reviewed" date at the top of the page is updated whenever a substantive change is made. Continued use of the site after that date constitutes acceptance of the updated Terms.

10. Governing law and venue

These Terms are governed by the laws of [Jurisdiction], without regard to its conflict-of-laws principles. Any dispute that cannot be resolved informally will be subject to the exclusive jurisdiction of the courts of [Jurisdiction], except where local mandatory law gives you the right to bring proceedings in your country of residence.

11. Severability and entire agreement

If any provision of these Terms is held to be invalid or unenforceable, that provision will be modified to the minimum extent necessary to make it enforceable, and the remaining provisions will continue in full force and effect. These Terms, together with the Privacy Policy, the Cookie Policy, and the Disclaimer, constitute the entire agreement between you and SwissBanks.net regarding the site.

12. Contact

For questions about these Terms, see the Contact page.